Pursuant to U.S. State & Federal Laws the following is a statement of your legal rights.
Disclaimer & Legal Rights
No Warranties
ALL WEB SITES, PRODUCTS AND SERVICES ARE PROVIDED, AS IS, WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. OUR COMPANY DOES NOT WARRANT, GUARANTEE, OR MAKE ANY REPRESENTATIONS REGARDING THE USE, OR THE RESULTS OF THE USE, OF THE WEB SITES, PRODUCTS, SERVICES OR WRITTEN MATERIALS IN THE TERMS OF CORRECTNESS, ACCURACY, RELIABILITY, CURRENTNESS OR OTHERWISE. THE ENTIRE RISK AS TO THE RESULTS AND PERFORMANCE OF THE WEB SITES, PRODUCTS AND SERVICES ARE ASSUMED BY YOU. IF THE WEB SITES, PRODUCTS, SERVICES OR WRITTEN MATERIALS ARE DEFECTIVE, YOU, AND NOT OUR COMPANY, ASSUME THE ENTIRE COST OF ALL NECESSARY SERVICING, REPAIR OR CORRECTION.
THIS IS THE ONLY WARRANT OF ANY KIND, EITHER EXPRESS OR IMPLIED, THAT IS MADE BY OUR COMPANY. NO ORAL OR WRITTEN INFORMATION OR ADVICE GIVEN BY OUR COMPANY SHALL CREATE A WARRANTY OR IN ANY WAY INCREASE THE SCOPE OF THIS WARRANTY, AND YOU MAY NOT RELY ON SUCH INFORMATION OR ADVICE TO DO SO.
Customer Remedy
Our company's entire liability, and the purchaser's exclusive remedy, shall be a refund of the price paid or replacement of our products, at our option. We limit replacement to thirty days. All remedies are limited to the United States.
Some states do not allow the exclusion or limitation of liability, so the above limitations may not apply to you.
Limitation & Exclusion Of Liability
These warranties exclude all incidental or consequential damages. Our company, and its suppliers, will not be liable for any damages whatsoever, including without limitation, damages for loss of business profits, business interruption, loss of business information, or other pecuniary loss. Some states do not allow the exclusion or limitation of liability, so the above limitations may not apply to you.
Legal Forum, Choice Of Laws & Official Language
This offering is a contract between you the buyer and our business, the seller. The seller is located in Hackensack, New Jersey, U.S.A. and by doing business with us you agree that this offering is made from Hackensack, New Jersey, U.S.A. and shall be governed by the laws of the State of New Jersey and the U.S.A.. By electing to participate in this offer, you are entering into a contract.
This Agreement shall be governed by and construed in accordance with the laws of the State of New Jersey, without regard to its conflict of laws rules. Any legal action arising out of this Agreement shall be litigated and enforced under the laws of the State of New Jersey. In addition, you agree to submit to the jurisdiction of the courts of the State of New Jersey, and that any legal action pursued by you shall be within the exclusive jurisdiction of the courts of Hackensack in the State of New Jersey, USA.
The terms constituting this offering are set forth in writing on this Web site. You hereby agree to submit to the jurisdiction of the State and Federal Courts located in Garfield, New Jersey, U.S.A. to resolve any disputes or litigation hereunder. Whether or not you choose to print this offering, containing the terms and conditions as described herein, you agree that this contract constitutes a writing.
This agreement is being written in English, which is to be the official language of the contract's text and interpretation. If you do not agree with the above terms and conditions, you have the option to not participate in this offer.
Copyrights
This Web site and information contains copyrighted material, trademarks, and other proprietary information. You may not modify, publish, transmit, participate in the transfer or sale of, create derivative works of, on in any way exploit, in whole or in part, any Proprietary or other Material.
License
All images, text, contents, products and scripts are licensed and never sold, unless otherwise stated. Reproduction is prohibited. You may not use, copy, emulate, clone, rent, lease, sell, modify, decompile, disassemble, otherwise reverse engineer, or transfer the licensed program or product, or any subset of the licensed program or product, except as provided for in this agreement or expressly in writing. Any such unauthorized use shall result in immediate and automatic termination of this license and may result in criminal and/or civil prosecution.
Our company reserves all rights not expressly granted here.
Copyright © 2017 Creative Disruption, LLC.
Your privacy is very important to us. We want to make your experience on the Internet as enjoyable and rewarding as possible, and we want you to use the Internet's vast array of information, tools, and opportunities with complete confidence.
This privacy policy (the "Privacy Policy") discloses the information gathering and dissemination practices for this website. We will notify you of changes to our Privacy Policy by posting the new policy on this website. Review our Privacy Policy regularly so that you can stay informed of our practices, as they may change in the future.
By visiting our site or sending us information, you are accepting the practices described in this Privacy Policy. Your assent to these practices is essential for us to continue operating this website, including the variety of information and services it contains. Similarly, we need you to provide accurate personal information so that you can be contacted and, if you purchase anything, so that we can complete the transaction. You can opt-out and decide not to provide the requested personal information. However, by doing so, you will not receive the information, product, and/or service you are requesting.
The personal information we collect includes your name and e-mail address. Other personal information that you submit is clearly labelled at the time you submit it. We use the information that we collect to provide our services, fulfill any purchase you may have made, send you our newsletter, contact you regarding new promotions, and to improve our site. We also use this information—directly, indirectly, and in combination with data we exchange with other parties—to introduce you to informational, service, and/or product offerings from us, our subsidiaries, affiliated companies, partners, select unaffiliated companies, assigns, and/or brands that are owned by, licensed by, and/or partnering with us (collectively, the "Creative Disruption Companies"). We do this by transferring, licensing, and/or sharing your personal information with the Creative Disruption Companies and hope you will be interested in their marketing materials and/or promotions. The Creative Disruption Companies may subsequently transfer, and/or share your personal information. Once a third-party obtains your personal information, its subsequent use is controlled by the business practices of the third party, which is beyond our control. Note, however, that your payment information is used only for order processing purposes.
When submitting any information on our website you expressly authorize us to use your personal information as explained in this privacy policy, and you consent to receiving commercial email from us, Creative Disruption, and all of the Creative Disruption Companies. You can expect to receive newsletters, promotions, and other similar offers. Should you wish to discontinue receiving these e-mailings simply unsubscribe using the link in the email you receive.
We automatically collect certain information from visitors to, the site, such as Internet addresses, browser type, Internet Service Provider (ISP), referring and exit page, operating system, timestamps, and clickstream data. We also track and analyze non-identifying and aggregate usage and volume statistical information from our visitors and customers. This information is logged to help diagnose technical problems, and to administer our site so that we can constantly improve it.
If you pay for anything on our site using a credit or debit card, we collect the personal information needed to complete the transaction. This information includes your name, card number, and other necessary information, all of which is clearly labelled on the form you use to submit payment. We use an unaffiliated, credit card processing company to process your payment. We transfer your payment information—and you authorize us to do so—to this company solely for this purpose. The company does not retain, share, store, or use personally identifiable information for any other purposes.
Anything you send us, post on our site, or use with our service, such as blog postings or videos, or if others send us anything about your activities or postings, we may collect such information into a file specific to you. We use this information to resolve disputes, troubleshoot problems, and enforce our customer agreements.
We take measures to prevent the loss, misuse, and alteration of your information by carefully limiting access to the database in which your personal information is stored. We cannot ensure that all of your private communications and other personally identifiable information will never be disclosed in ways not otherwise described in this Privacy Policy. For example, we may disclose information to the government or third parties under certain circumstances, or third parties may unlawfully intercept or access transmissions or private communications. We can (and you authorize us to) disclose any information about you to law enforcement or other government officials as we, in our sole discretion, believe necessary or appropriate in connection with an investigation of wrongful conduct. We may also (and you authorize us to) disclose personal information about you to credit agencies, collection agencies, and/or merchant database agencies, as we deem necessary.
We do not knowingly collect personally identifiable information from children under the age of 13, nor do we knowingly distribute such information. If we become aware that we have inadvertently received personally identifiable information from someone under the age of 13, we will delete such information from our records. If we change our practices in the future, we will obtain prior, verifiable parental consent before collecting any personally identifiable information from children under the age of 13.
Contact us at the address below if you want us to change or delete any information that we have about you. We will respond to your request to access, update, or delete your information within ten (10) business days. Before we are able to provide you with any information, correct any inaccuracies, or delete any information, however, we may ask you to verify your identity.
This website is owned and operated, or operated under agreement, by:
Creative Disruption, 835 Main Street, Hackensack, NJ 07601
This privacy policy is effective as of March 2, 2015.
Welcome to our website (the "Website"). The following agreement (the "Agreement") contains the terms and conditions that govern your use of the Website. Your use of the Website constitutes acceptance of the terms of this Agreement.
If you do not agree with any of these terms, do not access or otherwise use the Website or any information or materials contained on Website. Your use of Website shall be deemed to be your agreement to abide by each of the terms set forth below.
Creative Disruption owns and operates Website and reserves the right to add, delete, and/or modify any of the terms and conditions contained in this Agreement, at any time and in its sole discretion, by posting a change notice or a new agreement on the Website. In the event of substantive changes to this Agreement, the new terms will be posted to the Website and you may also be notified by email. If any modification is unacceptable to you, your only recourse is not to use the Website. Your continued use of the Website following posting of a change notice or new Agreement on the Website will constitute binding acceptance of the changes.
1. Use of the Website
1.1. Eligibility. Creative Disruption will only knowingly provide the Website to parties that can lawfully enter into and form contracts under applicable law. The Website is not for children under the age of 18 and any such use is prohibited.
1.2. Compliance with the Agreement and Applicable Law. You must comply with all of the terms and conditions of this Agreement, the applicable agreements and policies referred to below, and all applicable laws, regulations, and rules when you use Website.
1.3. Your License to Use the Web Site and the Website Service.
1.3.1. Creative Disruption owns or licenses all intellectual property and other rights, title, and interest in and to Website, and the materials accessible on and/or through Website. For example, and without limitation, Creative Disruption owns trademarks, copyrights, and certain technology used in providing the Website. You will not acquire any right, title or interest therein under this Agreement or otherwise unless expressly provided for herein. You may not use any Creative Disruption-owned and/or Creative Disruption-licensed trademark, copyright protected work, picture, video, or likeness of any Creative Disruption-employee.
1.3.2. Creative Disruption grants you a limited revocable license to access and use the Website–and any products or services you purchase on the Website—for its intended purposes, subject to your compliance with this Agreement. This license does not include the right to collect or use information for purposes prohibited by Creative Disruption or to compete with Creative Disruption. If you use Website in a manner that exceeds the scope of this license or breaches any relevant agreement, Creative Disruption may revoke the license granted to you.
1.4. Third-Party Services. Creative Disruption may provide links on Website to other websites that are not affiliated with, under the control of, or otherwise maintained by Creative Disruption, and may use third parties to provide certain services accessible through Website. Creative Disruption does not control those third parties or their services, and you agree that Creative Disruption will not be liable to you in any way for your use of such services. Creative Disruption does not endorse or make any representations or warranties about third party sites or any information, software, or other products or services found there.
2. General Rules
2.1. Prohibited Use. You may not cause harm to Website. Specifically, but not by way of limitation, you may not: (i) interfere with Website by using viruses or any other programs or technology designed to disrupt or damage any software or hardware; (ii) modify, create derivative works from, reverse engineer, decompile or disassemble any technology used to provide Website; (iii) use a robot, spider or other device or process to monitor the activity on or copy pages from the Website, except in the operation or use of an internet "search engine", hit counters or similar technology; (iv) collect electronic mail addresses or other information from third parties by using the Website; (v) impersonate another person or entity; (vi) engage in any activity that interferes with another user's ability to use or enjoy Website; (vii) assist or encourage any third party in engaging in any activity prohibited by this Agreement; (viii) co-brand the Website; (ix) frame the Website; (x) hyper-link to the Website, without the express prior written permission of an authorized representative of Creative Disruption; (xi) use the Website or purchase any product from the Website in Wyoming, South Dakota, or any other locality in which such activities are inconsistent with applicable laws and/or regulations; or (xii) use any trademark owned and/or licensed by Creative Disruption.
2.2. Privacy Policy. By entering into this Agreement, you agree to Creative Disruption's collection, use, and disclosure of your personal information in accordance with the Privacy Policy in effect at the time you provided us with your personal information.
2.3. Ordering Policies. If you purchase any Creative Disruption product and/or service, you agree that your use of the product or service is limited by this Agreement as well.
3. Reservation of Rights
3.1. Monitoring. Creative Disruption reserves the right, but does not assume the obligation, to monitor transactions and communications that occur through the Website. If Creative Disruption determines, in its sole and absolute discretion, that you or another Website user has or will breach a term or condition of this Agreement or that such transaction or communication is inappropriate, Creative Disruption may cancel such transaction or take any other action to restrict access to or the availability of any material that may be considered objectionable, without any liability to you or any third party.
3.2. Modification of the Service. Creative Disruption may modify Website and/or the Website Service at any time with or without notice to you, and will incur no liability for doing so.
4. Representations and Warranties
4.1. Mutual Representations and Warranties. Each party represents to the other that: (i) the party has the full power and authority to enter into and perform under this Agreement, (ii) execution and performance of this Agreement does not constitute a breach of, or conflict with, any other agreement or arrangement by which the party is bound, and (iii) the terms of this Agreement are a legal, valid, and binding obligation of the party entering into this Agreement, enforceable in accordance with these terms and conditions.
4.2. By You. You represent and warrant to Creative Disruption that, in your use of the Website, you: (i) will not infringe the copyright, trademark, patent, trade secret, right of privacy, right of publicity or other legal right of any third party; (ii) will comply with all applicable laws, rules, and regulations; (iii) will not disrupt or damage any software or hardware; and (iv) will provide correct, current, and complete billing and contact information.
5. Disclaimers and Exclusions
5.1. DISCLAIMER OF WARRANTIES. Creative Disruption PROVIDES THE WEBSITE, ALL CONTENT, AND ALL Creative Disruption PRODUCTS ON AN "AS IS" AND "AS AVAILABLE" BASIS. Creative Disruption DOES NOT REPRESENT OR WARRANT THAT THE WEBSITE, ITS CONTENT, OR USE, OR ANY Creative Disruption PRODUCT OR USE THEREOF: (i) WILL BE UNINTERRUPTED, (ii) WILL BE FREE OF INACCURACIES OR ERRORS, (iii) WILL MEET YOUR REQUIREMENTS, OR (iv) WILL OPERATE IN THE CONFIGURATION OR WITH THE HARDWARE OR SOFTWARE YOU USE. Creative Disruption MAKES NO WARRANTIES OTHER THAN THOSE MADE EXPRESSLY IN THIS AGREEMENT, AND HEREBY DISCLAIMS ANY AND ALL IMPLIED WARRANTIES, INCLUDING WITHOUT LIMITATION, WARRANTIES OF FITNESS FOR A PARTICULAR PURPOSE, MERCHANTABILITY, AND NON-INFRINGEMENT.
5.2. EXCLUSION OF DAMAGES. Creative Disruption WILL NOT BE LIABLE TO YOU OR ANY THIRD PARTY FOR ANY CONSEQUENTIAL, INCIDENTAL, INDIRECT, PUNITIVE OR SPECIAL DAMAGES (INCLUDING DAMAGES RELATING TO LOST PROFITS, LOST DATA OR LOSS OF GOODWILL) ARISING OUT OF, RELATING TO OR CONNECTED WITH THE USE OF WEBSITE AND/OR ANY Creative Disruption PRODUCT, BASED ON ANY CAUSE OF ACTION, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
5.3. LIMITATION OF LIABILITY. IN NO EVENT WILL Creative Disruption'S LIABILITY IN CONNECTION WITH YOUR USE OF WEBSITE, ITS CONTENT, OR ANY Creative Disruption PRODUCT EXCEED THE LESSER OF (i) THE AMOUNT PAID TO Creative Disruption BY YOU DURING THE SIX MONTHS IMMEDIATELY PRECEDING THE EVENT THAT GIVES RISE TO SUCH LIABILITY, OR (ii) ONE HUNDRED DOLLARS ($100).
6. Indemnification
6.1. You must indemnify and hold Creative Disruption and its employees, representatives, agents, affiliates, directors, officers, managers and shareholders (the "Parties") harmless from any damage, loss, or expense (including without limitation, attorneys' fees and costs) incurred in connection with any third-party claim, demand or action ("Claim") brought against any of the Parties alleging that you have breached any of provision in this Agreement through any act or omission. If you have to indemnify Creative Disruption under this section, Creative Disruption will have the right to control the defense, settlement, and resolution of any Claim at your sole expense. You may not settle or otherwise resolve any Claim without Creative Disruption's express written permission.
7. Termination
7.1. Survival. Upon termination, your license to use Website shall terminate and the remainder of this Agreement shall survive indefinitely unless and until Creative Disruption chooses to terminate them.
8. Notice
8.1. All notices required or permitted to be given under this Agreement will be in writing and delivered to the other party by any of the following methods: (i) U.S. mail, (ii) overnight courier, or (iii) electronic mail. If you give notice to Creative Disruption, you must use the following addresses: Creative Disruption, 835 Main Street, Hackensack, NJ 07601. If Creative Disruption provides notice to you, Creative Disruption will use the contact information provided by you to Creative Disruption. All notices will be deemed received as follows: (i) if by delivery by U.S. mail, seven (7) business days after dispatch, (ii) if by overnight courier, on the date receipt is confirmed by such courier service, or (iii) if by electronic mail, 24 hours after the message was sent, if no "system error" or other notice of non-delivery is generated. If applicable law requires that a given communication be "in writing," you agree that email communication will satisfy this requirement.
9. Miscellaneous
9.1. This Agreement will be binding upon each party hereto and its successors and permitted assigns, and governed by and construed in accordance with the laws of the State of New Jersey without reference to conflict of law principles. This Agreement will not be assignable or transferable by you without the prior written consent of Creative Disruption. This Agreement (including all of the policies and other Agreements described in this Agreement, which are hereby incorporated herein by this reference) contain the entire understanding of the parties regarding its subject matter, and supersedes all prior and contemporaneous agreements and understandings between the parties regarding its subject matter. No failure or delay by a party in exercising any right, power or privilege under this Agreement will operate as a waiver thereof, nor will any single or partial exercise of any right, power or privilege preclude any other or further exercise thereof or the exercise of any other such right, power, or privilege. Any rights not expressly granted herein are reserved. You and Creative Disruption are independent contractors, and no agency, partnership, joint venture, or employee-employer relationship is intended or created by this Agreement. The invalidity or enforceability of any provision of this Agreement will not affect the validity or enforceability of any other provision of this Agreement, all of which will remain in full force and effect. This agreement is governed by the laws of the State of New Jersey without giving effect to its conflict of law provisions. You hereby submit to the exclusive jurisdiction of the courts located in the County of New Jersey, State of New Jersey, United States of America, for any dispute arising from and/or relating to this Agreement and agree that any and all such actions may only be brought before a court located in the County of New Jersey, State of New Jersey, United States of America. If any action at law or in equity is necessary to enforce the terms of this Agreement, the prevailing party shall be entitled to reasonable attorneys' fees and costs, in addition to any other relief to which the party may be entitled.
9.2. If you have questions or concerns regarding this Agreement, contact Creative Disruption by e-mailing
support "at" creatived.co and writing "Agreement" in the subject line.